If buying a home is a New Year’s resolution for you in 2022, then you’re going to need a good credit score if you want to get the best interest rate for a mortgage. Most finance experts say a score of 600 or higher is a good number. But to get excellent interest rates, a score of over 700 is recommended. You can check your score through your online banking platform or request a free credit report at...
Whether you’re thinking of selling before the year is over or at the start of the year, who you choose as your listing agent is crucial for your home’s success. Here are some qualities and questions you should ask potential listing agents before choosing one to sign a contract with. How Will the Listing Agent Price Your Home? Pricing is a huge part of how quickly your home will sell. If you...
Whether you’re buying or selling a home, a home warranty needs to be covered by the closing costs. But what is a home warranty? Who covers it? And do you need it? We’re about to give you the answer! What is a home warranty? A home warranty is a contract that protects your home’s appliances and systems like plumbing, electrical, HVAC, refrigerator and freezer, washer and dryer, and oven and...
The hot temperatures are here to stay as we’re in the prime of a Texas summer in the Hill Country and Austin. At Mallach & Company, we know how brutal the heat can be and how expensive AC can be as you try to keep yourself and your home cool. Here are some affordable tips and tricks to keep your home cool and lower your electricity bill. Keep curtains closed during the hottest...
Leander is constantly growing and it’s not stopping anytime soon! In fact, the U.S. Census Bureau names Leander the Nation’s Fastest-Growing Large City. So if you’re thinking about moving to our wonderful city, we’re going to give you some tips to make the move smoother and more successful! 1. Try It Before You Buy It Moving to the city first and renting before making a permanent...
These six features will help increase your home’s value in a buyer’s eyes. This means your home’s listing price could be increased or decreased, too. Factors that determine your home’s value that can’t be changed are square footage, amount of bedrooms, what neighbors’ houses sold for, and location. While there are many factors to consider when a real estate agent analyzes how much to price...
Whether you're saving because you want to put down a 20% down payment, creating an emergency fund, or it's a New Years' resolution, we’re going to give you some tips to save money this year! Automate it all Automating helps you save without you even realizing it or making decisions. Automate your 401(k) contribution to be taken pretax from your salary and automatic transfers from your checking...
Fall is a great time to make sure your home is ready for chillier weather. If you’ve been holding off on specific home maintenance projects because the summer heat was too hot to handle, now is the perfect time to tackle some fall home improvement projects. 1. Check and clean the gutters. While they can be a pain to clean, gutters are crucial in preventing water damage. Be sure that your gutters...